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Retirement Plan 403(b)

Comprehensive and competitive retirement package

Retirement benefits are an important part of your total benefits package offered by Creighton University.  As a University employee, you are eligible to participate in the 403(b) retirement savings plan.

Creighton University's Retirement Plan allows you to electively defer money from your pay check on a pre-tax or post-tax basis.  You are eligible to contribute to the IRS limit each calendar year.

Getting Started

You can also text "enroll" to 78259

Retirement Education and Planning

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Principal Financial Group

Individual Retire Secure 1:1 Educational Sessions
You can set up a 1:1 session with a representative from Principal Financial Group to gain knowledge and insight into making your personal retirement decisions. 
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Retirement Plan Details

Principal Account Management

Faculty and staff can manage their pre-tax and post-tax (Roth) deferral percentage(s), modify their investments, change their allocations and manage their beneficiaries on the Principal website at or by calling 800.547.7754.

Any changes will begin as administratively feasible following the date of the change.

Retirement Plan Participation

Any employee of the University who completes at least one hour of service is eligible to participate in the Plan for purposes of making salary deferrals except the following individuals:

  • Employee who is a student performing services that meet specific requirements of the Internal Revenue Code.
  • Employee considered an independent contractor or an employee of an independent contractor.

Base Compensation

Base Compensation is your base pay from the University excluding stipends, commissions, bonuses and special payments.

IRS Maximum Contribution Limits

403(b) Pre-Tax and/or Post-Tax (Roth) Contributions


Catch-up Contributions for age 50 or older


TIAA Account Management

(Restricted to employees hired or rehired prior to November 1, 2008.)

You can manage your investments, change your allocations and review your beneficiaries by logging into your account at

To change your deferral percentage, you must complete the Salary Reduction Agreement (SRA). Please complete all sections that apply and send your form to Human Resources, Attn: Angie Mills for processing.

Retirement Plan Notices

Please log into your account at and click on Overview>Plan Information & Forms for the latest Retirement Plan Notices and resources.

Plan Resources

Contact Information

  • For further questions, please contact:
  • Check your Principal account online at:
  • The Principal Assistance Line:  800.547.7754
  • Check your TIAA account online at:
  • TIAA Assistance Line:  800.842.2776