paperwork about COBRA


Separation of Service/Continuation of Coverage

If you leave Creighton University or a covered dependent is no longer eligible, you have the option to continue medical, dental and/or vision coverage through the continuation provisions of the Consolidated Omnibus Budget Reconciliation Act (COBRA).  Creighton University partners with WEX to administer COBRA benefits. An individual who is entitled to COBRA coverage because they were covered by a group plan at least one day prior to experiencing a qualifying event is called a Qualified Beneficiary.

A written notice called a Specific Rights Notice (SRN) outlining COBRA rights and obligations, including election forms will be mailed to all qualified beneficiaries within 14 days of receiving notice of a qualifying event. WEX will mail the SRN  to the address on file in myHR for all qualified beneficiaries.

What You Need to Know About COBRA

  • If coverage ends for you or your eligible dependent(s), you may be able to continue medical, dental and/or vision coverage under COBRA.
  • You and/or your eligible dependent(s) will be notified by WEX about your rights to continue coverage under COBRA. Eligible qualifying events include:
    • Termination (except in the cases of gross misconduct)
    • Reduction of hours
    • Death of employee
    • Divorce or legal separation from employee
    • Loss of dependent status
    • Medicare entitlement of employee
    • Employer bankruptcy

Paying for COBRA Coverage

You and your eligible dependent(s) will be responsible for both the employee portion of the premium and the amount that was previously paid for by the University, plus a 2% administrative fee. The Notice of Enrollment letter sent to you and your qualifying dependent(s) will include the actual cost for COBRA coverage. 

How long COBRA Coverage Continues

The duration of your COBRA coverage depends on the reason for the COBRA qualifying event.

Duration of COBRA Coverage




  • Employment ends
  • No longer eligible based on your employment and benefit eligibility

18 months

18 months

  • Employee’s death
  • Marital status changes
  • Dependent no longer meets eligibility requirements

Not applicable

36 months

  • Disability extension is obtained

29 months

29 months

  • Second Qualifying Event – You must notify WEX within 60 days of the second qualifying event

Not applicable

36 months

If you or one of your covered dependents is determined by the Social Security Administration to have been disabled prior to or within the first 60 days of COBRA coverage, you and any covered dependents may be eligible for the disability extension of 29 months.
If you have questions regarding COBRA, please contact WEX, through their Live Chat, by emailing or calling 866.451.3399.